A Simple Budgeting Guide Budgeting can feel complicated, but it doesn’t have to be. The 50/30/20 rule is a simple way to divide your income and make sure you’re covering your needs, wants, and savings. It’s a bit like having a recipe for your money. The Money Part: How the 50/30/20 Rule Works This rule…

Sometimes, when you’re on a tight budget, it can feel like you’re not making any progress. You might compare yourself to others and feel like you’re falling behind. But often, you’re doing better than you think. It’s about recognising the small victories and appreciating the progress you’ve made. Small steps count and can be just…

Where Does Your Money Go? It’s easy to get caught up in the day-to-day. You see something you like. You buy it. Before you know it, your money’s gone and you’re wondering where it all went. One way to get a handle on your spending is to look at the difference between ‘wants’ and ‘needs’.…

Saving Your Spare Change Ever paid for something and had a few pence left over? Those little bits of change might seem insignificant, but they can add up over time. The round-up savings method is a simple way to save those small amounts without even thinking about it. The Money Part: How the Round-Up Method…

Your Simple Guide to Tax-Free Savings Saving money can feel like a bit of a balancing act, right? You want to put some aside for the future. But you also want to make sure you’re getting the most out of what you save. That’s where ISAs come in. They’re like a little helper for your…

Reclaiming Your Wallet Ever felt like your money just disappears, even when you’re trying to save? It’s like having a hole in your pocket, isn’t it? Sometimes, we need to hit the reset button and take back control. That’s where the ‘No Spend’ challenge comes in. It’s a way to pause, reflect, and reclaim your…