We’ve all had times when money gets a bit complicated, haven’t we? When you’ve got a few different bills and loans to keep track of. It’s a bit like having lots of different pieces of a puzzle. Trying to fit them all together can be confusing. That’s where debt consolidation comes in. It’s about putting…

Ever heard of a credit union? They’re a bit like banks. But they work a bit differently. Think of them as a community club where members can save and borrow money together. It’s a different way to handle your money and it might be a good option for you. The Money Part: The Basics of…

Buying a home is a big deal, isn’t it? It’s probably the biggest purchase most people will make. Before you start looking at houses, it’s a good idea to get a Mortgage Agreement in Principle. It’s a bit like getting a pre-approval from a shop to buy something expensive. It doesn’t guarantee you a mortgage,…

You’ve probably heard the word ‘crypto’ or ‘cryptocurrency’ floating around. It’s often in the news and people seem to have strong opinions about it. But what exactly is it? It’s a type of digital money. A bit like having cash on your computer, or phone, but with some key differences. Let’s take a look. The…

Imagine you and a few friends start a lemonade stand. You all put in money and you all share in the profits. That’s a bit like equity. It’s about having a stake in something. Whether it’s a company or your home. Let’s explore what that means. The Money Part: How Equity Works Equity is a…

Investing might seem complicated. But it doesn’t have to be. There’s a simple way to start. Even if you don’t have a lot of money. It’s called dollar cost averaging. Also known as pound cost averaging in the UK. Think of it like planting seeds in your garden every month. You don’t know if the…